Commercial General Liability Insurance:  an insurance policy that affords liability coverage to businesses in the event a claim arises for bodily injury, personal injury and property damage caused by business’ operations, consumer products, or bodily injury on the business’ premises.


Workers Compensation:  insurance provided to an employer for wage replacement and medical benefits to employees injured on the job. Since many management companies do not solely have employees, rather they employee a mix of employees and independent contractors, this type of coverage provides benefits in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence.


Errors & Omissions insurance (E & O Insurance): professional business liability insurance designed 

to protect companies and their workers, or individuals against claims made by tenants or clients for inadequate paperwork or negligent actions.